No matter what the purpose of your home is, it is necessary to protect it and its contents with homeowners insurance policies. There are various homeowners insurance policies designed for several types of homes. Again, the most common home is used as a permanent residence and most homeowners insurance policies are assigned to this type of house. You can also visit http://www.planoinsurance.com/ for getting the best Homeowners Insurance policies.
These homeowners insurance policies regularly have the most coverage options. They maintain the interior and exterior structures of the home covering outdoor buildings such as sheds and swimming pools. Most of them also cover most items found inside the house like appliances, furniture and other properties of the homeowner that have significant value.
Other homeowners insurance policies are organised towards the protection of homes that are leased out to tenants. In this case, the focus of the homeowner's insurance policies is just the house itself and not the items inside which actually belong to the tenant and not to the homeowner.
If the homeowner owns some of the furniture found inside the house, these have to be listed down and may be covered by the homeowner's insurance policies, pending approval of the insurance company.
Finally, there are the vacation houses that a person owns but only occupies maybe one or two months in a year.